hr | ReFlex: Underwriting automation

What’s the best way to increase sales, cut client drop-out rates and save costly underwriting referrals? Do you need quick access to reliable automated underwriting decisions and direct links to third-party data? How can you offer your insurance products through a wide mix of direct online, mobile, retail, bank and tele-underwriting channels, as well as aggregator sites, agents and brokers? Do your customers want a streamlined and speedy application process resulting in an immediate firm and competitive offer? Do you want easily accessible and web-based administration functions?

Your solution is hr | ReFlex, which offers a full policy sales service based on immediate and dependable risk assessment for a wide variety of life & health insurances and can also be tailored to fit your property & casualty needs.

With the backing of decades of experience and developed in tandem with our clients across the globe, hr | ReFlex offers a full range of features which:

Since hr | ReFlex is based on a modular architecture, it is available in a wide range of options: from stand-alone hr | ReFlex Express to the full-stack solution. Whatever your organisation’s needs, we can help you connect to and from your existing individual platform or environment, facilitating access to all our automatic and manual underwriting solutions.

Whether you want to introduce new insurance products, add new distribution partners, run a quick year-end campaign, optimise the customer journey for a specific target segment, or dynamically adapt your underwriting requirements, hr | ReFlex can be tailored to your needs.

For further information about hr | ReFlex, our automated underwriting system, speak to your local Hannover Re representative or contact our hr | ReFlex experts.