Reinsurance services
Manual underwriting
Behind most successful life and health insurance products is a team of expert underwriters who can assess individual risks from medical and other perspectives and make sure only those that are eligible and appropriate enter the portfolio.
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Our underwriting manuals
For many companies, this is a people-based process and their underwriting professionals need access to the latest comprehensive life and health information to support their decision-making. This is where our underwriting manuals come into play:
- Life underwriting manual: hr | Ascent
- Health underwriting manual: hr | decida
Based on the latest research from our international underwriting experts, medical consultants and actuaries, these “precision tools” provide top-quality intelligence to help insurers make the right call. Both are easy to use, web-based and grounded in years of expertise.
Make sound decisions that stand the test of time, with our support manuals at the heart of your underwriting process.