Emerging Risks are new or future risks whose hazard potential is not yet reliably known and whose implications are difficult to assess. These risks may evolve over time from being weak signals to clear tendencies with a high potential for danger. Specific strategies and approaches must be implemented to cope with these risks properly, as there are typically no historical data for risk managers and underwriters to rely on.
Hannover Re has established the Working Group “Emerging Risks and Scientific Affairs”. The working group identifies, evaluates and monitors these risks. An additional task for this interdisciplinary group is to translate science into insurance terminology to close the gap between the ever increasing speed in scientific progress and day to day underwriting and risk management.
In order to increase the awareness for such Emerging Risks in the (re-)insurance industry, Hannover Re has so far published the following risk briefings:
Description | Download |
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Advances in medicine (2023)
|
PDF | 307 KB |
Artificial Intelligence (2023)
|
PDF | 194 KB |
Asbestos (2023)
|
PDF | 166 KB |
Climate related disasters (2023)
|
PDF | 193 KB |
Cyber risk (2023)
|
PDF | 222 KB |
Demography (2023)
|
PDF | 253 KB |
Disruption of critical infrastructure (2023)
|
PDF | 158 KB |
Endocrine Disruptors (2023)
|
PDF | 245 KB |
Fracking (2023)
|
PDF | 308 KB |
Genetically Modified Organisms (2023)
|
PDF | 208 KB |
Implants (2023)
|
PDF | 218 KB |
Legal Threat (2023)
|
PDF | 178 KB |
Medical Malpractice (2023)
|
PDF | 138 KB |
Megacities (2023)
|
PDF | 192 KB |
Microplastics (2023)
|
PDF | 285 KB |
Nanotechnology (2023)
|
PDF | 148 KB |
Obesity (2023)
|
PDF | 228 KB |
Pandemics (2023)
|
PDF | 219 KB |
Pharmaceutical risks (2023)
|
PDF | 155 KB |
Political Violence and Terrorism (2023)
|
PDF | 298 KB |
Pollution (2023)
|
PDF | 219 KB |
Psychoactive substances (2023)
|
PDF | 224 KB |
Regulatory Environment (2023)
|
PDF | 249 KB |
Resistance to Antibiotics (2023)
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PDF | 243 KB |
Resource supply risk (2023)
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PDF | 182 KB |
Shifting range of pathogens (2023)
|
PDF | 166 KB |
Social media (2023)
|
PDF | 301 KB |
Supply chain risks (2023)
|
PDF | 201 KB |
Technology risks (2023)
|
PDF | 231 KB |
Toxic Chemicals (2023)
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PDF | 212 KB |